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Helping You Gain New Hope and a Fresh Start Over 2,500 Bankruptcy Petitions Filed

Understanding the Bankruptcy Means Test

Get Support from Our Bankruptcy Lawyers

Are you suffering from overwhelming debt? Are you concerned about paying your bills or keeping your home? Do you want to learn if you are eligible for bankruptcy?

If you have answered yes to any of the questions above, then you should speak to a bankruptcy attorney at Park & Nguyen. Our lawyers understand the bankruptcy means test that is required under the Bankruptcy Code. We can walk you through the requirements so you can decide if you would like to pursue a fresh financial start.

Contact us at (718) 710-4111 to schedule your free telephone consultation with an experienced bankruptcy attorney at our office in the Bronx. We have more than 50 years of experience to put to work for you.

Proving Your Income Falls Below A Certain Level

Before you can obtain the financial relief you need to get back on your feet, you must first qualify for bankruptcy through the means test. To qualify for Chapter 7 bankruptcy, you must prove that you earn an income that is below the state median income. Determining your income, however, is not so straightforward. The Code allows for certain deductions from your gross income.

We will work with you to look at your income and all of your expenses. With our knowledge of the Code and the bankruptcy means test requirements, we can quickly ensure that all potential deductions are applied to your situation.

If you do not pass the bankruptcy means test for a Chapter 7 bankruptcy, we will pursue other debt relief solutions, including Chapter 13 bankruptcy or debt negotiation.

Contact Our Debt Relief Attorneys Today

We make bankruptcy affordable through flexible payment plans and reasonable rates.

Schedule your free initial consultation with an experienced bankruptcy lawyer in the Bronx by contacting us at (718) 710-4111.

Read What Our Clients Are Saying

Real Stories From Real People
  • “The fee is affordable and he also works out payment with his client.”

    Vincent

  • “Extremely professional and always available to take my calls.”

    James

  • “He treated me as more than another case number. I was treated as an individual.”

    Kevin

  • “Peter had handled her case and she was very pleased with the outcome after all her debts had been forgiven and now she is debt free.”

    Catherine

  • “He's one of those lawyers that definitely doesn't live up to the "shady lawyer" reputation.”

    Derek O.

  • “They went above and beyond”

    Enrique

  • “In the end, you will have a piece of mind.”

    Jose

  • “He is smart, persistent, and will bring you the greatest outcome possible.”

    Catherine

  • “A++++ Thank you for all of your services.”

    Maria

  • “They helped me get my life together.”

    Kishea

  • “He treated me with respect, and at the same time helped me understand what I was going through.”

    Pedro

  • “He explained in detail the process and was available to me when I had additional questions.”

    Stacey

  • “The staff is friendly, kind, and supportive, especially attorney Peter T. Nguyen.”

    C. Bond

  • “We are hiring Peter again for our next purchase!”

    T. Vu

  • “Excellent team!”

    Sasha